Revolving Loan Fund

The City of Richmond’s Revolving Loan Fund (RLF) was a community-based program with the goal of fostering local economic growth through the creation and retention of employment opportunities for Richmond residents and complementing community and individual development initiatives.

In 2021, the City of Richmond transferred the program to the community partner, Community First Lending. Please direct all inquiries and complete applications by visiting their site at www.communityfirstlending.org

Who should apply?


Your business may be eligible for RLF loans if it:
  • Business is located in the City of Richmond
  • Business has been in operation for a minimum of one year
  • Plans to locate to the City of Richmond
  • Will provide services or hire residents within the City of Richmond

Types of Loans


The RLF provides four loan options to business owners:
  • Working capital—for the costs of business operations
  • Machinery/equipment—for the acquisition of machinery and equipment
  • Fixed assets—for leasehold improvements, renovation, expansion of a structure, or purchase of fixed assets
  • Facade improvements—for improving the exterior appearance of a business

Loan amounts range from a minimum of $5,000 to a maximum of $100,000. Loan applications are reviewed by the RLF Board.

Download an application here: Richmond Revolving Loan Fund Preliminary Application.

Revolving Loan Fund Brochure 2016-1
  1. Physical Address
    450 Civic Center Plaza
    Suite 300
    Richmond, CA 94804

    Phone: 510-620-6512
    Fax: 510-620-6542